How much could right-sizing free up?

Sell the current home, buy a smaller one, and see what is left — in cash and in CPF — after the loan, the CPF refund, stamp duty and fees. Plus how much your monthly running costs would fall.

Your numbers

Tell us about both homes

The home you’re selling

What are you selling?

Selling price you expect

Not sure? Use a recent sale in your block or development, or a rough figure. We can check the real number for you afterwards.Housing loan still owed

From your bank or HDB statement. Leave blank if fully paid.CPF used for this home

Amount to refund to CPF

In the CPF app: Home ownership → your property → the total to refund. It already includes the interest CPF adds.

Month you bought itYear you bought itOnly matters if you bought recently — selling within a few years can mean seller’s stamp duty.

Fees (typical figures — change if you know yours)

Agent fee

% of price

GST is added on top.Lawyer’s fees

Varies by firm.

The home you’re moving to

Price of the next home

A rough figure is fine — we can help you find real options later.

Current fees per month (optional)

S&CC or maintenance and sinking fund.Fees at the next home (optional)

Enter both prices to continue. Everything else is optional.