HOMES of
SINGAPORE
HOS.SG

For upgraders

Upgrade from HDB to private — or to a bigger home — with a clear plan.

Timing, financing and sequencing done right, so you upgrade without overpaying or being caught between two homes.

  • The right sequence

    Sell-first or buy-first? We map the timeline so you’re never caught paying for two homes at once.

  • Financing clarity

    Understand your loan eligibility, ABSD exposure and cash/CPF position before you commit.

  • Maximise your sale

    We market your existing home to fund the upgrade at the strongest possible price.

How it works

A clear path, start to finish.

  1. 01

    A no-obligation upgrade consultation and affordability check

  2. 02

    A personalised timeline for selling and buying

  3. 03

    We sell your current home and shortlist your next one

  4. 04

    We coordinate both transactions so the move is seamless

For upgraders

Plan your upgrade

Share a few details and we’ll get back to you personally — usually within one business day. Prefer to chat now?