What will I walk away with when I sell?

The selling price is not what you take home. This works out the cash in hand and the amount that goes back into your CPF, after paying off the loan, refunding CPF with the interest it adds, any seller’s stamp duty, and the fees. Every step is shown.

Your numbers

Tell us about the home you’re selling

What are you selling?

Selling price you expect

Not sure? Use a recent sale in your block or development, or a rough figure. We can check the real number for you afterwards.Housing loan still owed

From your bank or HDB statement. Leave blank if fully paid.CPF used for this home

Amount to refund to CPF

In the CPF app: Home ownership → your property → the total to refund. It already includes the interest CPF adds.

Month you bought itYear you bought itOnly matters if you bought recently — selling within a few years can mean seller’s stamp duty.

Fees (typical figures — change if you know yours)

Agent fee

% of price

GST is added on top.Lawyer’s fees

Varies by firm.

Enter the selling price to continue. Everything else is optional.